This includes credit cards, car loans, personal loans, etc… It makes it easier when it comes time to request the benefits! If you no longer have the account information you can also request a free copy of your credit report from all three credit bureaus which will show all accounts reported to them in the past 7 years. Additionally, I post all my military life related articles there as well as answers to my weekly Dear Military Spouse column.īEFORE PROCEEDING ANY FURTHER: Gather all your open and closed credit or loan accounts that you have opened or your spouse has opened since becoming active duty. Just click on Single Record Request on the official SCRA website.įeel free to join my group on Facebook ( Military Family Hangout) where you can ask questions and receive support on all things Military Life related. ![]() Alternatively, I did find an official SCRA certificate from the government that you can also request online that will be available for immediate download to you, that you can send instead. Tip: Most companies are going to require that you send a copy of the servicemember’s enlistment orders or a letter from their command if you cannot find their enlistment orders. Or companies who offer SCRA benefits to the spouses of active duty even if the active-duty servicemember isn’t listed on the account. Or those companies who reduce the interest rate lower than the mandatory 6%. Morse Code Converter || Send a Message in Morse Codeīy requesting the SCRA above and beyond benefits from the companies who offer it, my husband and I were refunded $10,375 in finance charges and fees from credit cards that were opened AFTER he enlisted!!!!!Ĭompanies that go above and beyond are those companies that offer the protection of the SCRA for those who opened their loan AFTER entering active duty. ![]() The Ultimate Road Trip Checklist || Adventure Safely. ![]()
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